Workers on the verge of retirement in Minneapolis and St. Paul the most ready to resign, and those living in Los Angeles, at least, according to a recent survey of Ameriprise financial and Harris Interactive. On-line survey of adult ages 40 10.028-75 in 30 cities took account of financial products, such as savings habits and retirement needs. Personal plans, including specific pension and trust employees feel about achieving retirement also weighed in the ranking.
[See 10 tips for retirement abroad]
Including both financial and personal action has resulted in some surprising ratings. For example Washington, district of Colombia, 23 of 30 80 per cent of residents, cancellation money for retirement, which is second only to the top ranked Minneapolis-St. Paul. However, the lack of confidence residents expressed their ability to retire has resulted in a lower rating in the capital. About 40% of the residents of Washington, district of Colombia expressed pessimistic (or perhaps a realistic) feelings about their ability to retire.
Many of the lower ranked cities more immediate financial difficulties seem taking precedence over retirement planning. In Los Angeles, over a third (36%) the respondents say they have experienced career back or dismissal during the past 18 months. And many Indianapolis inhabitants (31%) say the economy has affected their pension plans.
Here's a look at how older workers are preparing for retirement in top ranked cities.
1. Minneapolis-St. Paul. Most of the inhabitants of the city Twin (83%) are now saved for retirement, compared with 69 per cent of all respondents. Almost half (48 percent) of those surveyed report feeling the retirement and 71 percent plan to stay in the area.
2. ???? - ???. The majority of Raleigh and Durham residents see themselves as retirement savers (79 percent). However, the growth of this metropolitan area, the number two spot is the large number of people (80%) who plan events they wish to continue after retirement. One of the most popular activity is going back to College. About 12 per cent of those surveyed are planning to continue their education at the time of retirement in the many colleges and universities.
[See 10 places to recreate their lives in the pension.]
Nashville. Music City is the third largest mainly from their confidence in their ability to retire. Half of the respondents believe that they are on track to retire comfortably. However, respondents polled planned to live only typical 17 years after retirement, much less, than 30 years, many financial advisors recommend that a healthy retirement plan.
Sacramento-Stockton-Modesto. Over a third (39%) Sacramento area residents identified the amount of income they need to achieve your retirement goals, compared with 25 percent nationwide. Almost all older workers in California State capital district (86%) had the idea of the activities they wish to continue after retirement.
5. Seattle-Tacoma. Emerald City residents are most likely to be in the country have a written plan for retirement. Many residents of Seattle-Tacoma (38%) report that they calculate the amount of income, they will need in retirement and 31 per cent have determined how much they need to save each year to reach for their retirement.
San Diego. Almost three quarters (74 percent) of people in this sunny town of California say they feel optimistic about their ability to retire. Most people in San Diego on the verge of retirement plan (64%) live in the city after their withdrawal from the labour force, but many also are planning to visit (38%).
Hartford-New Haven. Most of the New England say they have allocated money for retirement (77%) and even many people consulted a professional financial advice (35%). However, other cities are ranked above new haven and Hartford because only half of the population have a plan how to spend your time and 45 percent of respondents plan to leave town after retirement.
Denver. Most of the inhabitants of the city's mile-high saving for retirement (77%) and the use of employer-sponsored retirement accounts (64%). Travel is a popular planned retirement activities (35%).
[See 10 historical sites of retirement]
Baltimore. Many residents of Baltimore say economy pushed their retirement date and that they intend to leave town after retirement (46%). However, the majority of survey respondents (83%) had taken steps to prepare for their planned departure.
Boston. Bostonians have set aside is usually at least some money for retirement (76%). Many residents is determined by the amount of income, they will have after retirement (35%) and receive financial advice from a professional (32%).
沒有留言:
張貼留言