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2011年1月8日 星期六

10 Totally radical moves money

Life's too short to be like everyone else. Be different. Take a look at these 10 steps are absolutely radical money. They're on top? Or you could see yourself using any of this money is going to radically change your financial life?

[Photo: top 10 cities with the most outstanding]

Stash to buy your House in full. Instead of the big mortgages, avoid thousands of dollars in interest charges, saving up to buy your House in full.Get there faster buying houses. Work your way up to your dream home. Lindsay Binegar green, Ohio bought her first home only 18 years of age, using money she saved from its 4-h win.

Work your way through school. College isn't just for the rich and those who are willing to take on student loans.You can get a Bachelor's degree by paying as you go: you can start to community colleges and expect it will take longer, but it is still possible.Don't believe me? Check both College of the Ozarks, also known as hard At work where your learning covered employment to work on campus.

Save 50% of your income for retirement. If you're in your 50s, and is only now beginning your retirement savings, it may be necessary if you want to resign over time. And if you are young, but plan to retire early, 50% will definitely help you get there faster.Nevertheless, it sounds and is pretty radical thinking about living off only 50% of your take home pay, right? but some people may do so.

Avoid credit card Even if you use them responsibly and to pay every month, you'll get a one day there is no fee or annual fee. Some families prefer to go without using a credit card in full, preferring instead to use a debit card rewards help them earn cash back on your expenses.

[Hits personal finance u.s. news site for more insight and money management tips].

Don't buy anything new for the year. In addition, basic necessities (food, energy, health and safety elements and, of course, underwear), not to buy anything. No problem.For one year. Could you make it? people who started Compact did. They are used like www.freecycle.org barter for things they need.

Become family carIt is not uncommon in the city. But on the outskirts of the sprawling dropped down on one car would mean great sacrifices, especially for those with children and busy schedules. But it is likely to radically change your monthly repayments in auto and it definitely will bring you closer together as a family.

Store products only once per month. One quick ways to cut costs in your budget is to spend less on food, most savvy buyers learn to buy some products in their dollar stretch further. But most of us still end up in the grocery 2 or 3 times a month.Economides Scottsdale, AZ family, also known as America's cheapest family, claims that spend only $ 350 per month to food and cleaning products for seven people going grocery shopping once a month.They will not be able to keep using coupons, shopping around and buying in bulk and in case you're wondering, they freeze their bread and milk to make it last long.

Rent your home and live in the garage.Michel de la Vega in Seattle, Washington did just that.She purchased a full-size House with separate garage and then convert the fully functional home at a price of $ 32.000 garage.At that time, she rented a House to provide a steady income.

Spend your nights and weekends, building a business.Instead of watching hours each night, use this time to create something that can help you earn extra money.A two or three hours with your family the right when you get home from work, then spend the rest of your evening, build your business. who knows, you could turn it into a day of work.

[See: 15 things you don't have to be paid for.]

Pay your luck.Finally, once you build up your wealth, give him the sins of Carl Rabeder, Australian millionaire, giving away his fortune of £ 3 million for development of micro lending business in South America, he claims that his money made him miserable people have lost all your money will lead to more happiness?

How do you think? you would be able to do any of them? can you more radical steps? leave your best advice in the comments below.

Phil Taylor is the author of the popular 52 ways to earn extra money. learn how to save more money and get the latest news on best online savings accounts and online stock brokers in his blog, FR money: personal finance.


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